bitcoin Finance 

Top Benefits of Using Bitcoins

Research shows that new retailers across the world accept Bitcoins as a new way of paying for goods that are rendered and those purchased. But due to the advancement in technology, most retailers and consumers have witnessed an increased uptake of Bitcoins.

It is crucial to understand that there are many countless benefits of using Bitcoins as a new form of payment system. However, most people have shifted to this option because it allows international payments to go through without one worrying about the currency conversions. Therefore, the following are some of the benefits of using Bitcoins.

Lower Fraud Risks for Buyers

It is now clear that Bitcoins have made it possible for most buyers to complete their payments without fraudexperiencing any financial challenges more especially to the sellers. Due to this reason, many enjoy a beau necco of financial anonymity that the credit cards fail to provide.

When you compare the use of Bitcoin with the traditional means of the payment system, you will notice that Bitcoins act like digital cash since most hackers are not able to intercept in any other way. Also, when you are using the Bitcoin, your identity will be concealed forever.

Quicker Money Access

Once a sale has been completed, you can quickly access your money through the Bitcoin network. Also, it is essential to understand that with the help of a computer or a mobile phone and internet connection, you can make your payments from anywhere. Therefore, you do not need to visit a bank to make your payments. In other words, you can easily access your money and make payments at any time of the day.

Low Transaction Fees

Foreign and standard purchases involve exchange and fees costs. But when using Bitcoins, you will realize that transaction fees are meager because this system and its transactions have no government involvement. Also, it is essential to understand that any transfer done in Bitcoins happens very fast and, therefore, eliminates the waiting period.


cryptocurrencyAs mentioned earlier, when you are transacting with the Bitcoin network you prevent fraudulent activities. With the use of Bitcoin, your information is recorded, and this will help you in keeping a record and planning for the future. Also, since Bitcoins are not physical, it can be tough to steal or hack them. Therefore, when you are dealing with digital currencies, most of the transactions are done fairly and accurately.…

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TAX 2 Finance 

Four Mistakes to Avoid when Filing Returns

Let us face it. The process of tax preparation can be very challenging, and mistakes might end up costing one dearly. Even when working with a tax preparation service, errors can still occur if you fail to provide the preparer with the right information. Avoid the following mistakes when preparing your tax for smooth processing.


Filing late

Tax collectors put a deadline because of many reasons. If you decide to ignore their deadlines, then the chances are you will land severe penalties for filing late. Apart from getting stiff penalties, you might face late fees, as well as other sanctions. If you wish to beat the deadline set by the tax collector, then you can hire a local tax preparation service to prepare your returns promptly.


Using inaccurate details

You can avoid simple errors when you double-check your returns. Avoid using inaccurate names. Moreover, pay attention to the social security numbers of dependents because the IRS will not process your returns if there are mistakes in the socials. Make sure that you include the details as they appear on the identification cards. By providing accurate information, you raise the chances of your returns being processed smoothly by the IRS.

Choosing the wrong filing status

CONSULTANT The IRS provides those preparing to file their taxes with five different filing statuses. The filing can make a huge difference in the amount that you part with for taxes, as it will determine the standard deduction, tax eligibility among many other factors. Nonetheless, some people are allowed to use more than a single filing status. For more about the best situation to pick you can contact your tax preparer for more advice.

Failing to pay taxes on social security income

If you are among those collecting social security benefits, it is worth noting that social security payments are taxable. If you fail to pay the taxes, then the IRS will not hesitate to slap you with penalties. In worst scenarios, they will press criminal charges against you. Even if you do not have the money to pay the taxes, you should still file as ignoring to register will also attract more penalties.


Filing tax returns can be an uphill task, and it is easy for taxpayers to make simple mistakes during the preparation of their performances. On the other hand, a tax preparation service has the necessary experience to sidestep these simple errors. Working with a tax prep service provider is the best way to get your tax done accurately.…

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How to obtain a title loan with bad credit score

Many financial institutions do not offer loans to borrowers with bad credit score. If you have been in such a situation, you are aware of how frustrating that can be. There are some reasons as to why people get a bad credit score. Some are genuine and unavoidable circumstances. Below are some reasons why you might end up with a low credit score:

  • Being laid off from job which leads to loss of income
  • Medical bills from a family member who is not insured
  • Sudden death of a loved one which resulted to more financial needs
  • Divorce hence splitting households into two
  • Overspending, resulting from high living standards

Auto title loans

Lenders who understand the above, offer people with bad credit score an opportunity to find bad credit title loans near me. As long as you have a car, there is no need to take unsecured loans with very high interest rates. You can use your car as security for your loan. Read on to understand how it works.
You cannot improve your credit score by conventional means. Credit bureaus look at the most recent credit activity to judge your credit score. If you pay the title loan on time, your credit score ratings will improve. If you have already paid off your car loan, or you are almost done paying, you can use it as collateral to qualify a title loan. It gives you a chance to reestablish a good credit score. All you must do is pay the current loan on time.

On the same note, you can use the borrowed cash to pay off other debts like a home mortgage. Missing home mortgage payment could lead to foreclosure which damages your credit score more. This is among the many ways title loans can help you. With right time payments, your credit score will improve and now get loans from conventional lenders.

A reputable lender

To avoid more trouble with loans, it is important to choose a reputable lender. Avoid lenders who aim desperate borrowers with predatory lending practices which will lead you to more debt. You will end up damaging your credit score. It is important to understand that not all lenders have your interests at heart, some are out to make profits anyhow possible. A good lender will offer flexible interest rates and offer total confidentiality. If you are applying for the loan online, it must be an interface where your personal information will be safe.



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book keeping Fiannce 

How to Choose the Best Cincinnati Financial Planner

If you are not able to save your money, invest or even budget for it, the right thing to do is find a cincinnati financial planner. A financial planner is a person who offers advice to the client on how to utilize their money for better future and also for better living. There are different financial planning firms in Cincinnati offering these services. So, if you would want to secure your future by having great plans on how to utilize your money, here are an essential guide to help you select the best planner.

Hire Someone Who Is Licensed

A financial planner has to go to a monetary school to get the right training and education on how to manage financial matters. Only such a person will get a license to rely upon these skills to other people in the society. So, to ensure that you are entrusting your future expenditure to the right person, make sure to select the right planner who is licensed to provide the services. Check all the credentials that prove indeed the financial planner is given the mandate to provide their services to others.

balance money

The Payment Mode

This is another essential factor that will guide you to choose the best and reliable financial planner to work with. A planner who does not request a flat pay but instead opts to be paid on commission is the right one to choose. This is because he will work hard towards helping you attain your financial needs and he will also come up with the best ideas that will generate good money so he can get good pay in return. So, if you are presented with a planner who is asking for pay on commission, consider working with him or her instead.

The Work Ethics

It is essential that you check the work codes that the financial planner works under so you can see if they protect your interests or not. Every planner has the kind of ethics that he or she adheres to. Thus, visit several firms and review their work ethics before you select the adviser to hire.

The Location

You may need to visit the adviser once in a while if you have a query or if you need to update them on something. Hence ensure that you hire someone who is located near your city such that it will be easy and faster for them to get to you.

great city


Cincinnati is a beautiful city to live in and invest as well. Therefore, if you would want someone to guide you on how to manage your finances and invest, use the above guide to help you hire the best financial planner in the city.…

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Importance of Utility Saving Expert

When efficiently running a business, time and money usually become of great importance. At any one time, one would like to make a comparison of the various business energy suppliers to come up with the best solution. The comparison entails a complex and painful process which also takes up a lot of time. During such times, UtilitySavingExpert becomes of help.

People here have got a lot of passion about providing help to their clients. They do so by availing tips, tools comparison engines that can be used in comparing utilities. The only requirement is for the client to give his or her details. These details will be used in sourcing the best energy tariffs that are available having the least overheads.

How Utility Saving Expert works

saving energyWith Utility Saving Expert, the user chooses the preferred energy that he or she needs. The user then gives his or her details on the price comparison site. This will enable the experts to work with the business energy suppliers during which they find out those that offer rates that are competitive.

It is important to note that the prices for energy suppliers vary and this is a result of events that take place globally. For this reason, an energy supplier that offered a nice deal a long time ago may not be doing so today.

Comparison using Utility Saving Expert

Utility Saving Expert is not the only comparison website available. There are so many others, and they could be using the same technologies. However, the experts try as much as possible to see to it that theirs’ is easy to use and aims at offering a lot of market comparisons. There are no charges associated with using it as their services are free.

They are also impartial in as far as business energy market analysis is concerned. Their services are also transparent and display a high level of reliability and professionalism. Furthermore, using their services saves a lot of time as their comparison engine is easy to use.

It is worth noting that this comparison site embraces privacy. It will therefore not relay their clients’ data to third parties. Unlike the rest of the comparison sites, ten percent of the net profits of this site go to charity some of which fight fuel poverty.


light bulb, coins, guyFor a business to smoothly run, a source of energy should essentially be provided. This energy will be used in powering machinery, keeping the lights on and even heating offices. It is important to make a comparison of the business energy suppliers because this will enable you to cut down on costs which ultimately improve the bottom line.

Since the main idea here is to save money where one, an individual can lower the energy consumption. There are some ways to do this, some of which include switching off unnecessary lights and monitors and also reducing the heating thermostat. Above all, an individual can take a few minutes to make a comparison of the energy costs using Utility Saving Expert.…

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gfhfghfghgfhgfhgfh Fiannce 

Finding The Best Home Loan Lender

If you want to buy a home, the options for financing the project are numerous. However, people find it an arduous process because they lack information. If you are planning to finance it through a loan, then you will need to use a website that connects you to the best lenders. They are well connected and will quickly connect you with a lender who will give you the home loan that you seek. Additionally, this quick guide helps any person looking for a home loan to know the best process to follow.

How to find the best home loan lender

Research online

dfgfgfhgfhfghgfhIt is very fortunate that we have the Internet which seems to have almost all answers that we seek. If you take some research online, then you will realize that there are many home lenders in your area. Some are banks while others are independent financial institutions dedicated to giving home loans at specific interest rates.

Use sites that help you find a lender

As mentioned above, there are numerous sites that help people find a home buying lender. The beauty of using such sites is the fact that they even compare their terms and conditions. With a good comparison site, you can rest assured to get an appropriate lender. Make sure that you use a reputable site to avoid being connected bad lenders who are not reliable.

Use referrals

Probably, you already have a friend or relative who has used a home loan lender. They can refer you to such lenders if they are already enjoying their services. When it comes to referrals, make sure that you understand more about their rates and other terms before taking further steps. Additionally, you can find out about their reliability when lending.

Use your work place mortgage plan

fdfgdfgfdgdfgdfgdgSome companies find relevant home mortgage lenders for their employees and take a step further to negotiate good terms. These may include rates, guarantors, and repossession policies. If you are lucky to work for such a company, then you need to embrace these advantages. It is a soft landing for many people looking for a home loan.


With the above options, you can be sure that you will finance your home soon and start living in it. The only effort you will have to make is choosing the right home for you now that the financing part is well taken care of.…

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003 Finance 

What You Should Look For In a Surety Bond Provider

A surety bond is an agreement between three parties popularly known as the obligee, principal, and surety. Surety bonds offer financial assurance that the principal will fulfill specific obligations to the obligee. The guarantor is mostly an insurance company or a bond broker who guarantees the obligee financially on for the principal’s benefit. Surety bonds are known to protect public and private interests from the undertakings of a third party. There are several types of surety bonds. A contract surety bond will guarantee that a contractor follows the laid out rules in a construction contract.

We also have commercial bonds which are mainly used to protect public interests and operate under the government’s directive. One example of the001 commercial bond is the utility bond. The fidelity surety bond protects an organization against the misconduct of one of their employees who deal with money and valuable commodities. This type of bond should be taken earlier before the start of a contract. The qualifications and amount of this bond may differ depending on the insurance company. There are several bond providers available. You should consider the following when choosing a bond provider.

Proper licensing

The surety bond provider you are looking forward to engaging should have an appropriate license of bonding. They should have permits for the locations in which they offer their bonds. Confirming this will help prove the legitimacy of the whole process which ensures you are on the safe side. Do not forget to verify if they have this proper document.

Online application options

002It is a common thing for most surety bond providers to offer their services through an online platform where you can apply for one. You can also get funds to cater for a claim which will be in the form of a line of credit. A provider with this type of option will make it easy for many who have smartphones and laptops that can access the internet.

Sufficient bond offerings

Bond providers should offer a variety of surety bonds for their clients to pick. There are those who only specialize in one type of bond giving their clients limited options. There are times your needs may change and working with a provider offering may limit you or make you start another process of looking for a new provider offering other options. Work with someone providing different ranges of bonds for flexibility when you want to switch to a new one.…

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checking accounts Finance 

Ways to better manage your finances

We’ve been taught a lot of subjects in school, but personal finances might not be one of them even though they are crucial. There are so many benefits of managing your finances compared to no finance management; the easiest one is that you can save more money from unnecessary spendings. Here we have listed several ways to manage your expenses a lot better and why you should.

listMake a list of all your expenses

This is probably the simplest yet most helping way to save your money. Making a list will help you to know what are your costs and also to know where most of your money goes. A simple track of your bills might consist of rent, household bills, groceries, gas, emergencies, and a lot more. After making a list, write down your salary per month, this will show you how much you can save in a month. azoury financial can help you in managing your business expenses.

Tip: professional advisors say to leave at least 10% to 15% for savings, which is possible to do for every month.

Instead of buying, try to borrow or rent

Let’s say that you need a dress for a wedding party or a birthday party, instead of buying an expensive clothing that you’re going to wear once, why not borrow or rent? It is perfect if you can borrow it as you don’t have to spend any money for a one-time occasion. Besides saving money, renting also allows you to keep some space since it’s not yours. The only downside is that you have to return it once you’re done using it.

Tip: if you’re going to use the item for a long time, it might be wise to buy instead of borrowing or renting it.

Start an emergency fundsavings

Having an emergency fund is always an excellent way to save money, this resource that you save can go for anything, starting from medical, technical, utilities, the list is endless. Let’s say that you got sick and your insurance couldn’t cover the medical expenses; this emergency fund can help you pay up the rest of your fees. Or maybe you need to pay for your car that suddenly breaks down, which can cost a lot, instead of getting a loan from the bank you can use the emergency fund to repair your vehicle.

Tip: as written in the previous tip, a small portion of your salary can go to your emergency fund, which can be used for emergencies.


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bvvbgfgfgfbbv Insurance 

Professional services offered by motor insurance companies

Motor vehicle insurance covers are grouped into three principal categories. Various levels of covers are provided by the three groups for the owner of the car and fees charged are not the same. It is important for an individual to know the differences that exist between the various kinds of the cover. One will be able to make the best decision when purchasing a car insurance cover. Most of the motor insurance firms can insure vehicles which meant for private or business use.

Third party cover


The third party cover is considered as the cheapest type of motor vehicle insurance cover. For the vehicle to be driven legally on roads, it must have a third party cover. It is regarded as the lowest limit legal cover mandatory for each vehicle operating on public roads. The owner of the car is protected from liabilities which may be experienced in case an accident happens by the cover. The cover does not include the vehicle’s owner from being protected from personal liabilities. In a scenario whereby the repair costs are established, an individual should be able to settle them from his pocket.

Third party, theft, and fire

The three primary risks are covered by third party, theft and fire insurance cover. Third parties are included who suffer losses or injuries when the car involves itself in an accident. All liabilities are withdrawn from an individual, and the insurance firm takes the full responsibility. The vehicle is covered when it catches fire, and it is destroyed. It is essential for the owner of the vehicle to find out the kinds of fires which an insurance company can pay for the damages. Liabilities which are related to the car being stolen are also covered. The car is usually replaced by the insurance agency whenever it is stolen by thieves.

Comprehensive cover


Comprehensive cover is regarded as the most expensive type of insurance cover since the majority of the risks which are experienced while using the vehicle are covered. The benefits of theft and fire cover and third party cover are included in the comprehensive cover. Also, the liabilities experienced by the car when involved in an accident are covered. The comprehensive cover is usually determined by one understanding the things that are included in the car’s accidental damage. A person should be able to learn of the exclusions which exist on the cover the moment he receives or pays for the motor vehicle cover.…

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Debt management strategies

Financial business development requires a great deal of consideration and attention to various issues. Marketing, finance, recruitment, and organization are some factors that play a significant role in setting up a successful organization. In particular, the finances of a company must be well articulated and balanced to ensure that there is constant growth as well as anticipation of losses. Anticipated losses can be mitigated to ensure that the effects are not calamitous to the general financial position of the company. Proper finances require professional knowledge and skills from financiers with adequate experience. It is incumbent upon these financiers or accountants to develop plans and strategies to ensure that the business operations of a company are well balanced with the view of attaining maximum profit.

Financial management includes a wide array of factors, credit or debt management is a significant aspect in developing a sustainable financial management plan. Credit is inevitable in business. It can help grow a business but if not well managed then undoubtedly it can also affect your business adversely. Organizations that lack proper debt management are at risk of insolvency or bankruptcy due to the incurrence of unsustainable debt. Therefore managers must strive to implement strategies that are robust enough to accord credit to customers but at the same time avoid financial crisis occasioned by debt. The following strategies for Pay Day Loan Debt have been used by successful in pursuit of proper debt management.

Balance assets and liabilities

Bankruptcy is a financial position of a business or company that has more liabilities than assets. Therefore things like loans and debt shouldn’t outweigh the assets enjoyed by the company. This is considered to be a cardinal rule in businesses, and skilled accountants must take note every business dimension to ensure that they are well balanced.

Assess creditworthiness

It is prudent for managers to undertake a comprehensive financial analysis of their customers before granting the credit facilities. Such an assessment will determine the suitability of the credit accorded. It will determine the amount, and the period of which is it paid. This analysis could be done through a review of financial statements and endorsement from other creditors. Assurances of the creditworthiness of a creditor will allow you to accord credit to worthy customers.

Hire debt managers

It is plausible to hire credit/debt management companies that are experienced and conversant with the credit dynamics. This will take off this burden from your business and allow you to concentrate on the core functions of the business. Proper debt management and undivided attention to your core business will lead to an increased financial position.


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Qualities Of A Good Credit Repair Specialists

One of the most important aspects of your financial life is your credit report. This is because before any banks consider your eligibility for loans or any financial assistance, they usually look at your credit report. If your credit score is not that good, it will be difficult to realize your financial dreams since you need that loan for your business. Therefore, to get your credit score to be good so that you get that mortgage that you have been waiting for, you will need a credit repair company. Here are the qualities of a good credit repair specialist so that you can get yourself the best credit repair specialists.

A good system

A good credit repair company should have a system that can also allow you to get access to your credit score progress. You don’t want to pay a lot of money and end up having no idea about whatever is going on with the repair of your credit score. You should, therefore, go for a credit repair company that has an online portal that you can access to track the progress of your credit score from start to finish.

Quality services

This is one of the greatest qualities that a good credit repair company should possess. You want to get value for the money that you are paying to the company for their services. The company should be able to build your credit score within the shortest time possible.

Good customer support

The quality of a company’s services can also be judged by the level of customer support services that it offers. If your credit repair company is top class, it should have customer support both online and offline 24/7. This means that such a company puts the needs of their clients first by keeping in touch with them.

Good ratings

A good credit repair company should have high ratings with financial organizations. For example, you can check if the company has good ratings with BBB. (Better Business Bureau)

Credit bureaus

A good credit company should be working with all the credit bureaus to build your credit score. This is because banks and lenders don’t always use the same credit bureaus when looking at a customer’s credit report. Your credit repair company should be able to report your improving credit score to all the other credit bureaus. This will ensure that no matter which credit bureau your lender decides to use, your credit score will still be good.


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ghdhgdd764 Loan 

Property Development Loans – Basics And Key Features

Instead of purchasing a new or an already existing house, perhaps you may want to consider building a house of your own. Building and owning a brand-new house brings a host of advantages, such as lower repair costs, higher energy efficiency, and further customization options.

A property development loan

If you opt to build a new house, your first step will be to get a development loan. A development loan is a type of financing that is typically procured by a property developer, with the aim of raising the necessary funds for either a new project or a renovation project.

However, getting a development project can be a rather complicated and frustrating procedure, especially if you are an inexperienced, small developer. In most cases, lenders see this lending form as being quite risky and will seek to alleviate the risks by stipulating rather strict acceptance criteria.

Two separate loans

dhgdhd64A standard development loan typically consists of two separate loans. The first loan comes in the form of a land loan, which provides the funds necessary for the procurement of the land plot that is going to be used for property development. In most cases, this loan provides around 70% to 80% of the land value. It also remains outstanding for the entire duration of the development project. The second of these loans is better known as the development loan proper, which provides the necessary funding for the actual construction of the property. This loan covers everything from the architect drawings and fees to the material supplies and contractor fees. And, just like the land loan, the development loan will be typically valued at around 70% to 80% of the total build costs.

A multi-tiered loan

Also, keep in mind that obtaining a development loan that covers the full extent of the project costs will be very difficult and complex to arrange. However, it could be theoretically possible, by looking to arrange a multi-tiered loan. In this case, one lender will provide the initial outlay, whereas the senior lender will provide a second loan, which will allow for the total cost of the project’s completion.

Renovation loans

If you need a development loan for the purposes of renovation though, the entire process is much easier and simpler. The odds of obtaining a successful loan will rise dramatically. The main reason behind this is the high possibility that the original property, which is going to be renovated, may hold just enough equity to completely underwrite the development loan. This is why many lender establishments view this as a fairly low-risk prospect.

Loan brokerage

hdhdd764Now, regardless of the circumstances, don’t forget to seek quality services of a reputable new build finance broker. Also, keep in mind that any application for a development loan will have to be supported by a plethora of important documentation, which will include a robust business plan, as well as a fully audited account.

An experienced and reputable finance broker will be more than capable of helping you obtain and manage this documentation, while at the same time serving as the main point of contact between the lenders and the builders. Usually, the introduction of a reputable finance broker is one of the main requirements for the procurement of a property development loan. Therefore, when entering a new construction venture, be sure to make this addition to your financial team.…

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bnbnnbnbghgh6766767 Finance 

Choosing The Best Mortgage For Your Land

Choosing the right mortgage will depend upon so many things. Like you have to be sure of the type of mortgage that you want and the one that will best fit all the plans that you have. Once you have an idea of the best mortgage that you need, then it will be so easy to decide the rest of the things. The right mortgage will help in making a decision and narrowing down the so many numbers of mortgages available. When you have selected the right mortgage for your land, then it will be the one that will determine how fully you will enjoy the land. Click here for the loan options for land. Here are factors to consider when you are choosing the right mortgage for your land.

Get prepared


It will be a waste of time if you start shopping and you are not even sure of what you want. So before going to shop for the mortgage have a clear idea of what you want. Something that will fit all the needs that you have should be the first thing that you will have to think off. Needs should be like where you want to leave? The surrounding that you want. It will help a lot in narrowing down the number to the one that has all the needs that you have.

The budget

If you are working on a budget, then you should shop around to have an idea if the mortgage prices. It will be so frustrating if you just go shopping only to get that the money you have will not be enough. Once you have set the needs that you have, it will be wise that you shop around to get a clear idea of the costs available. If you have a clear understanding of the prices, then it will be easy to set the budget.

Inspect the mortgage


The mortgage will determine the kind of land that you will get. So don’t make a mistake of accepting something that you have no idea what it is. If you don’t know of the terms that have been used on the mortgage, you should seek help from a professional so that he will be able to advise you if the mortgage is the best. He or she will be able to tell you if you are getting a good deal or not and what you should request to be changed in the mortgage.…

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45678iyfhdg Savings 

Creative Ways For Single Moms To Save Money

It is harder being a mom and also being single. This is because you have to arrange and care for your children and provide for them the required needs. However, being a single mom, you are likely to face some of the financial challenges. That is why you are required to ensure that you know some of the tips of saving some cash. It might be difficult for some of the single moms to save if they do not know some of the factors to consider. However, if you do not know some of the saving tips, it is important that you conduct your research and know some of the saving tips you need to have. Therefore, there are a lot of creative ways for single moms to save money. Single moms, therefore, are required to conduct their research and at least know a few. The following therefore are some of the creative ways for single moms to save money.

1. Be a budget queen

4e56768yigfgdThis is one of the important tips you need to consider when you want to save your money. Ensure that you can control your finances first. This, therefore, means that you need to ensure and know when and how to pay your bills before it is too late. Also, you need to visit some of the websites and know some saving tips and few tools that will help you in budgeting your finance.

2. Examine your house bills

When you want to get on top of your finances, you are required to examine your house bills. This will, therefore, help you to arrange properly and enable you to save the rest. Always, ensure that you know all the services you need to pay at the end of every month and know the exact money you will be paying. By doing this, you will be in a good position of saving your money.

3. When you go shopping

It is essential always to ensure that you have prepared for your shopping before you shop. Always, ensure that you make a shopping list and know the exact amount of money you will use in your shopping. After you have made your shopping, ensure that you review your shopping receipt. By checking your receipt, you will know whether you bought the required items and whether you were charged properly.

4. Be a smart grocery shopper

It is essential to be a smart grocery shopper if you want to save your money. For single mothers, they are advised to buy only required items. However, they should ensure that they do not buy bulk items. This is because these products may expire before they use them. This, therefore, will enable them to save on fancy containers and packaging.w45e6utjfhdgf

5. Teach your children

This is another essential saving tip you should always consider. First, ensure that you teach your kids to save on utilities. This is because your kids may break some and this will make you incur some other expenses. These, therefore, are some of the saving tips you should know.…

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KHUTPAI | 2 | 3 |
Historical Map of The Kangla


The Centre for Organisation Research & Education (CORE), Manipur, India is representative indigenous peoples’ organization based in Manipur, India. The organization has been working in grassroots support and advocacy for the rights of the indigenous and tribal peoples and their organizations in the NorthEast region of India,with particular emphasis on the more than thirty different indigenous and tribal peoples of Manipur. The CORE, Manipur (India), which is actively participating in the debate on the rights of indigenous peoples during the sessions of the Working Group on Indigenous Populations appointed by the Sub-Commission on the Prevention Prevention of Discrimination and Protection of Minorities.


(Weekly Feature)

The Garos :
The Garo tribes are generally supposed to commence with the Nuyas, who are the clan immediately to the west of the Kasias; but the Nunyas are more Kasia than Garo. Their position, occupying the extreme north-western portion of the mountainous tract that extends from Cape Negrais to the Brahmaputra, is well known. By the writers of the days of Buchanan Hamilton, the Garos, Kasias, and Jyntias are spoken of as one people.

Source : Tribal History of Eastern India
Photographed by : Dr. Simpson

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| Acknowledgement | Team | C & P CORE-2002 |…

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